Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement (The Retirement Researcher Guide Series Band 3)
Überblick:Pressestimmen Wade Pfau an authority in the field of retirement income planning provides a whirlwind tour of capital markets annuity & insurance products and illustrates how 'risk pooling' can optimize the decumulation phase of the lifecycle. This book should be required reading for all misguided financial advisors who believe that a diversified portfolio of stocks & bonds is all that's needed to maximize the probability of financial success during the golden years of life. MOSHE A. MILEVSKY PHD Professor of Finance York University Toronto Wade Pfau is among the most trusted names in personal finance. He's clear fair and bases his advice on solid research. You never have to get trapped by a financial huckster again. Wade's books and blogs are your reality check. Mine too! JANE BRYANT QUINN personal finance columnist and author of How to Make Your Money Last: The Indispensable Retirement Guide A must-read for anybody who wants to truly grasp the concepts of retirement income solutions and the role of annuities in building a retirement income portfolio. Pfau goes into detail about explaining the various types of annuities their pros and cons and how they compare to other retirement income solutions. Once again Pfau comes through with a very helpful and insightful book that will help many people develop effective retirement income solutions. STEVE VERNON research scholar Stanford Center on Longevity and author of Retirement Game-Changers: Strategies for a Healthy Financially Secure and Fulfilling Long Life Dr. Wade Pfau brings a level of honesty intellectual rigor and impartiality seldom witnessed in financial product analysis. Coinciding with the publication of 'Safety-First Retirement Planning'--almost to the day--Americans will for the first time have a larger percent of our population over 65 than under 5 years old. Collectively we are not prepared for the societal burdens that comes with this longevity success. Dr. Pfau more than any other contemporary academic has articulated a vision for individual savers to take control of their retirement longevity risks. Dr. Pfau simultaneously proves that the risk is today and with careful planning the risk can be managed. WADE A. DOKKEN President WealthVest Dr. Pfau's book takes a needed look at a key issue in retirement: what products will support a retiree's income strategy. Without prejudice and with impartiality we are provided readable research that supports solid retirement planning ideas. STEVE PARRISH JD RICP(R) ChFC(R) CLU(R) RHU(R) AEP(R) Co-Director The American College New York Life Center for Retirement Income It is becoming imperative to include annuities in retirement portfolios as life expectancies expand and sources of secure income disappear. Wade's thought leadership on the topic is bringing critical insights to advisors and investors enabling them to leverage annuities in the financial plan to realize better retirement outcomes. DAVID LAU Founder & CEO of DPL Financial Partners Über den Autor und weitere Mitwirkende Wade D. Pfau Ph.D. CFA RICP is the director of the Retirement Income Certified Professional designation and a Professor of Retirement Income at The American College of Financial Services in King of Prussia PA. As well he is a Principal and Director for McLean Asset Management. He holds a doctorate in economics from Princeton University and publishes frequently in a wide variety of academic and practitioner research journals on topics related to retirement income. He hosts the Retirement Researcher website and is a contributor to Forbes Advisor Perspectives Journal of Financial Planning and an Expert Panelist for the Wall Street Journal. He is the author of the books Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies and Reverse Mortgages: How to Use Reverse Mortgages to Secure Your Retirement.